Shingled roofs

Is there a bonus for submitting a house claim, a car claim, and almost ER claim on the same day? If so, you are winning this first day of July.
The week long family camping trip was supposed to be relaxing, but a few major interruptions caused quite a bit of stress. The strangest interruption was when you received a text from your oldest saying that a “guy fell on my car.” That involved a long story and ended with significant damage to the hood of your car. The near emergency room claim came two hours later when your younger son’s friend came to the campsite to announce that there had been a skate boarding accident. Because you were out of town you decided to ice what looks like a severe sprain, and not travel into the hospital ER. The claim that will probably cause the biggest challenge, though, is the one to the house. While you were thankful that the late June thunderstorm avoided your house, you were disappointed to get the phone call from your neighbor back home saying that large hail produced by the storm had caused significant roof damage.
Happy Fourth of July, right?
Is Your Home in Need of Repair After a Strong Summer Storm?
This is the season of thunderstorms, hail, and high winds. As a result many home owners find themselves in a situation where they are looking for siding repair, roof repair or replacement, and other outside maintenance. In extreme cases, some home owners even find themselves in need of attic ventilation work when strong winds drive rain into the most upper section of your house. Sliding door windows and trim can get damaged in strong summer storms that send hail of all sizes and shapes into homes, creating the need for repair from everything from attic ventilation casings to entire roofs.
Consider some of these home maintenance statistics that can keep insurance adjustors and building contractors busy throughout the summer months:

  • Water damage costs an average of $2,386 to fix. These costs include removing standing water at an average reported cost of $2,688. Wind damage, on the other hand, is significantly more expensive, with averages at $5,757. The costs for wind damage repair, however, can sometimes reach $10,000 or more. Damage from fire and smoke often reaches $4,172
  • Most siding installation is rated for winds up to 110 miles per hour. If wind does rip siding off, home owners find that vinyl siding is much easier to reinstall than other types of siding. In the event of siding damage, it is also important to make sure that the attic ventilation grids, window sills, and other exterior parts of the house as well.
  • The average cost of vinyl window replacement is $11,319 and the wood window replacement comes in slightly higher at $12,229. These numbers are according to Remodeling Magazine’s annual Cost Versus Value Report.
  • Even if you are fortunate enough not to get hit by a storm this summer, it is still important to make sure that you follow routine maintenance guidelines. For instance, in normal circumstances a roof should be inspected once or twice a year.

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